Tasking Your Investment Manager

In this way: the trustees have clearly delegated their responsibilities to the investment manager. The investment manager has a clear target, which has been agreed to be realistic, and the sponsoring company is happier to commit to the policy, including the schedule of contributions, because shocks that affect their accounts are less likely in the future.

This may be seen as stating the obvious, but it is surprising how few schemes work along these lines. Believe it or not this can be achieved and the unique iFunds process is based upon easily understood principles.

The iFunds process identifies trend changes and the team then adjust the portfolio accordingly. In this way, whilst the monitoring is daily, the investment adjustments are much less frequent. However, it is critical to spot when the markets or sectors etc. are changing direction and then to act quickly enough to take advantage of this knowledge. iFunds are able to keep your ETF transaction costs to a minimum due to their special trading relationships.